/* =============================================================
   Ana Ibarra Seguros — styles.css
   Identidad institucional-financiera: navy + azul + blanco.
   Sitio estático de una página. Sin dependencias de build.
   ============================================================= */

/* =============================================================
   1. Tokens
   ============================================================= */
:root {
  --navy:       #0A2540;
  --navy-2:     #0D2C4A;
  --navy-3:     #123457;
  --navy-4:     #17406A;
  --blue:       #2D7FF9;
  --blue-soft:  #6BA6FB;
  --blue-deep:  #1A5FD1;   /* azul legible sobre blanco */
  --paper:      #FFFFFF;
  --paper-2:    #F4F7FB;
  --paper-3:    #E7EEF7;

  --on-dark:    #F4F7FB;
  --on-dark-2:  rgba(244,247,251,0.72);
  --on-dark-3:  rgba(244,247,251,0.48);
  --on-light:   #0A2540;
  --on-light-2: rgba(10,37,64,0.66);
  --on-light-3: rgba(10,37,64,0.44);

  --line-dark:  rgba(244,247,251,0.14);
  --line-light: rgba(10,37,64,0.12);

  --font: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  --font-display: "Fraunces", "Inter", system-ui, -apple-system, "Segoe UI", Roboto, serif;

  --ease-out:   cubic-bezier(0.16, 1, 0.3, 1);
  --ease-soft:  cubic-bezier(0.25, 0.46, 0.45, 0.94);

  --gutter: clamp(1.15rem, 5vw, 4rem);
  --maxw: 1180px;
  --radius: 16px;
  --radius-sm: 11px;
  --nav-h: 68px;
}

/* Acento configurable desde config.js (accentColor) via JS inline style */
:root[data-accent] { --blue: var(--accent-override, #2D7FF9); }

/* =============================================================
   2. Reset y base
   ============================================================= */
*, *::before, *::after { box-sizing: border-box; margin: 0; }

/* ⚠️ CRÍTICO: el atributo hidden se apoya en una regla del navegador
   ([hidden]{display:none}) que CUALQUIER display propio anula. Sin esta
   línea, .quote-modal (display:flex, fixed, inset:0) seguía tapando toda
   la página aunque tuviera hidden, y se comía todos los clics del sitio.
   Va con !important a propósito: hidden siempre debe ganar. */
[hidden] { display: none !important; }

html {
  -webkit-text-size-adjust: 100%;
  overflow-x: clip;
  scroll-behavior: smooth;
  scroll-padding-top: calc(var(--nav-h) + 10px);
}
body {
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.6;
  color: var(--on-light);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
  overflow-x: clip;
}
img, svg, video { display: block; max-width: 100%; }
img { height: auto; }
button { font: inherit; color: inherit; cursor: pointer; border: 0; background: none; }
a { color: inherit; text-decoration: none; }
p { text-wrap: pretty; }
ul { list-style: none; padding: 0; }
h1, h2, h3, h4 {
  font-family: var(--font);
  font-weight: 700;
  line-height: 1.08;
  letter-spacing: -0.02em;
  text-wrap: balance;
}
::selection { background: var(--blue); color: var(--paper); }
:focus-visible { outline: 2px solid var(--blue); outline-offset: 3px; border-radius: 6px; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }

/* =============================================================
   3. Utilidades
   ============================================================= */
.wrap { width: 100%; max-width: var(--maxw); margin-inline: auto; padding-inline: var(--gutter); }
.section { padding-block: clamp(3.5rem, 9vw, 7rem); position: relative; }
.section--dark  { background: var(--navy);  color: var(--on-dark); }
.section--light { background: var(--paper); color: var(--on-light); }
.section--paper2{ background: var(--paper-2); color: var(--on-light); }

.eyebrow {
  font-weight: 700; font-size: 0.74rem; letter-spacing: 0.18em; text-transform: uppercase;
  display: inline-flex; align-items: center; gap: 0.6rem;
}
.eyebrow::before { content: ""; width: 26px; height: 1px; background: currentColor; opacity: 0.5; }
.section--dark .eyebrow { color: var(--blue-soft); }
.section--light .eyebrow, .section--paper2 .eyebrow { color: var(--blue-deep); }

.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; top: -100px; left: 1rem; padding: 0.6rem 1rem; background: var(--blue); color: #fff; z-index: 9999; border-radius: 8px; font-weight: 600; }
.skip-link:focus { top: 1rem; }

.hl { position: relative; white-space: nowrap; color: var(--blue-deep); }
.section--dark .hl { color: var(--blue-soft); }

/* =============================================================
   4. Tipografía
   ============================================================= */
.display-xl, .display-l, .display-m, .about-name {
  font-family: var(--font-display);
  font-optical-sizing: auto;
  font-weight: 600;
  letter-spacing: -0.01em;
}
.display-xl { font-size: clamp(2.3rem, 6.6vw, 4.8rem); line-height: 1.04; }
.display-l  { font-size: clamp(2rem, 5vw, 3.4rem); line-height: 1.06; }
.display-m  { font-size: clamp(1.5rem, 3.2vw, 2.2rem); line-height: 1.1; }
.display-xl em, .display-l em, .display-m em, .about-name em { font-style: italic; font-weight: 500; }
.lead { font-size: clamp(1.05rem, 1.6vw, 1.24rem); line-height: 1.55; }
.muted-dark { color: var(--on-dark-2); }
.muted-light{ color: var(--on-light-2); }

/* =============================================================
   5. Botones
   ============================================================= */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 0.55rem;
  padding: 0.9rem 1.5rem; border-radius: 10px;
  font-weight: 600; font-size: 0.97rem; letter-spacing: -0.005em; line-height: 1;
  transition: transform 0.3s var(--ease-out), background 0.3s var(--ease-out), color 0.3s var(--ease-out), border-color 0.3s var(--ease-out), box-shadow 0.3s var(--ease-out);
}
.btn svg { width: 1.15em; height: 1.15em; }
.btn--primary { background: var(--blue); color: #fff; box-shadow: 0 0 0 rgba(45,127,249,0); }
.btn--primary:hover { transform: translateY(-2px); box-shadow: 0 14px 34px -14px rgba(45,127,249,0.65); }
.btn--ghost-dark { color: var(--on-dark); border: 1px solid var(--line-dark); }
.btn--ghost-dark:hover { border-color: var(--blue-soft); color: var(--blue-soft); transform: translateY(-2px); }
.btn--ghost-light { color: var(--on-light); border: 1px solid var(--line-light); }
.btn--ghost-light:hover { border-color: var(--blue-deep); color: var(--blue-deep); transform: translateY(-2px); }
.btn--lg { padding: 1.1rem 2rem; font-size: 1.02rem; }
.btn--block { width: 100%; }
.btn[disabled], .btn.is-disabled { opacity: 0.45; pointer-events: none; }

/* =============================================================
   6. Header
   ============================================================= */
.site-header {
  position: fixed; inset: 0 0 auto 0; z-index: 100;
  height: var(--nav-h); display: flex; align-items: center;
  transition: background 0.35s var(--ease-out), border-color 0.35s var(--ease-out), backdrop-filter 0.35s;
  border-bottom: 1px solid transparent;
}
.site-header.is-stuck {
  background: rgba(10,37,64,0.85);
  backdrop-filter: blur(14px) saturate(140%);
  -webkit-backdrop-filter: blur(14px) saturate(140%);
  border-bottom-color: var(--line-dark);
}
.header-inner { width: 100%; max-width: var(--maxw); margin-inline: auto; padding-inline: var(--gutter); display: flex; align-items: center; justify-content: space-between; gap: 1rem; }
.brand-mark { font-weight: 800; font-size: 1.18rem; letter-spacing: -0.02em; color: var(--on-dark); display: inline-flex; align-items: center; gap: 0.55rem; }
.brand-mark .dot { color: var(--blue-soft); }
.brand-mark img { height: 30px; width: auto; }
/* Al header le faltaba esta regla: el <nav> heredaba el navy oscuro de
   texto por defecto del sitio (pensado para fondo claro) y quedaba casi
   ilegible sobre el propio fondo navy del header. */
.header-nav { display: none; align-items: center; gap: 1.6rem; }
.header-nav a {
  font-size: 0.9rem; font-weight: 600; color: var(--on-dark-2);
  position: relative; padding: 0.3rem 0;
  transition: color 0.25s var(--ease-out);
}
.header-nav a::after {
  content: ""; position: absolute; left: 0; right: 0; bottom: -2px;
  height: 1px; background: currentColor;
  transform: scaleX(0); transform-origin: right;
  transition: transform 0.3s var(--ease-out);
}
.header-nav a:hover { color: var(--on-dark); }
.header-nav a:hover::after { transform: scaleX(1); transform-origin: left; }
@media (min-width: 960px) { .header-nav { display: flex; } }
.header-cta { display: flex; align-items: center; gap: 0.55rem; }
.header-cta .btn { padding: 0.6rem 1.05rem; font-size: 0.88rem; }
.header-wa {
  display: none; width: 40px; height: 40px; border-radius: 10px; border: 1px solid var(--line-dark); color: var(--on-dark);
  align-items: center; justify-content: center; transition: border-color 0.3s, color 0.3s, transform 0.3s var(--ease-out);
}
.header-wa:hover { border-color: var(--blue-soft); color: var(--blue-soft); transform: translateY(-2px); }
.header-wa svg { width: 20px; height: 20px; }

/* =============================================================
   7. Hero
   ============================================================= */
.hero {
  background: var(--navy); color: var(--on-dark);
  min-height: 92svh; padding-top: calc(var(--nav-h) + clamp(2rem, 6vw, 4rem));
  padding-bottom: clamp(3rem, 7vw, 5rem);
  display: flex; align-items: center; position: relative; overflow: hidden;
}
.hero-glow {
  position: absolute; z-index: 0; pointer-events: none;
  width: 60vw; height: 60vw; max-width: 720px; max-height: 720px;
  right: -14%; top: 4%;
  background: radial-gradient(circle at center, rgba(45,127,249,0.24), rgba(45,127,249,0) 62%);
  filter: blur(30px);
  animation: glowBreathe 9s var(--ease-soft) infinite;
}
@keyframes glowBreathe { 0%, 100% { opacity: 0.7; transform: scale(1); } 50% { opacity: 1; transform: scale(1.08); } }
.hero-grid { position: relative; z-index: 1; display: grid; gap: clamp(2.4rem, 5vw, 4rem); grid-template-columns: 1fr; align-items: center; }
.hero-cat {
  display: inline-flex; align-items: center; gap: 0.6rem;
  font-size: 0.82rem; font-weight: 600; color: var(--blue-soft);
  border: 1px solid var(--line-dark); border-radius: 999px; padding: 0.4rem 0.9rem; margin-bottom: 1.5rem;
}
.hero-cat .live { width: 7px; height: 7px; border-radius: 999px; background: var(--blue-soft); box-shadow: 0 0 0 0 rgba(107,166,251,0.7); animation: pulse 2.4s infinite; }
@keyframes pulse { 0% { box-shadow: 0 0 0 0 rgba(107,166,251,0.55); } 70% { box-shadow: 0 0 0 9px rgba(107,166,251,0); } 100% { box-shadow: 0 0 0 0 rgba(107,166,251,0); } }
.hero h1 { margin-bottom: 1.3rem; }
.hero-sub { max-width: 46ch; margin-bottom: 2rem; color: var(--on-dark-2); }
.hero-actions { display: flex; flex-wrap: wrap; gap: 0.8rem; margin-bottom: 0.4rem; }

/* Panel visual del hero — sin foto: tarjeta de confianza + ramos */
.hero-panel {
  position: relative; border-radius: var(--radius);
  background: linear-gradient(165deg, var(--navy-3), var(--navy-2));
  border: 1px solid var(--line-dark);
  padding: clamp(1.6rem, 3vw, 2.2rem);
  box-shadow: 0 40px 90px -40px rgba(0,0,0,0.6);
}
.hero-panel-top { display: flex; align-items: center; gap: 0.8rem; padding-bottom: 1.2rem; border-bottom: 1px solid var(--line-dark); margin-bottom: 1.2rem; }
.hero-panel-badge { width: 42px; height: 42px; border-radius: 10px; background: var(--blue); color: #fff; display: grid; place-items: center; flex: none; }
.hero-panel-badge svg { width: 22px; height: 22px; }
.hero-panel-top b { display: block; font-size: 0.98rem; color: var(--on-dark); }
.hero-panel-top span { font-size: 0.8rem; color: var(--on-dark-3); }
.hero-panel-ramos { display: flex; flex-wrap: wrap; gap: 0.55rem; margin-bottom: 1.3rem; }
.hero-panel-ramos span {
  font-size: 0.84rem; font-weight: 500; padding: 0.45rem 0.85rem; border-radius: 999px;
  border: 1px solid var(--line-dark); color: var(--on-dark-2);
}
.hero-panel-stats { display: flex; flex-direction: column; gap: 0.9rem; }
.hero-panel-stats .hero-panel-stat + .hero-panel-stat { padding-top: 0.9rem; border-top: 1px solid var(--line-dark); }
.hero-panel-stat { display: flex; flex-direction: column; gap: 0.15rem; }
.hero-panel-stat b { font-size: 1.5rem; font-weight: 800; color: var(--blue-soft); font-variant-numeric: tabular-nums; }
.hero-panel-stat span { font-size: 0.86rem; color: var(--on-dark-2); }

/* =============================================================
   8. Ramos
   ============================================================= */
.section-head { max-width: 42ch; margin-bottom: clamp(2.2rem, 5vw, 3.4rem); }
.section-head .eyebrow { margin-bottom: 1.1rem; }
.section-head h2 { margin-bottom: 1rem; }

.ramo-grid { display: grid; gap: 1rem; grid-template-columns: 1fr; }
.ramo-card {
  border: 1px solid var(--line-light); border-radius: var(--radius);
  padding: 1.6rem 1.5rem; background: var(--paper);
  display: flex; flex-direction: column;
  transition: transform 0.4s var(--ease-out), border-color 0.3s var(--ease-out);
}
.ramo-card:hover { transform: translateY(-4px); border-color: rgba(45,127,249,0.45); }
.ramo-emoji { font-size: 1.8rem; display: block; margin-bottom: 0.9rem; }
.ramo-card h3 { font-size: 1.08rem; margin-bottom: 0.4rem; letter-spacing: -0.01em; }
.ramo-card p { font-size: 0.92rem; color: var(--on-light-2); margin-bottom: 1.2rem; }
.ramo-card .btn { margin-top: auto; }

/* Nota legal / cumplimiento */
.legal-note {
  margin-top: 1.6rem; font-size: 0.86rem; color: var(--on-light-2);
  border: 1px dashed var(--line-light); border-radius: var(--radius-sm); padding: 1rem 1.1rem;
  max-width: 74ch;
}
.legal-note + .legal-note { margin-top: 0.8rem; }
.section--dark .legal-note { color: var(--on-dark-2); border-color: var(--line-dark); }

/* =============================================================
   9. Cómo funciona
   ============================================================= */
.steps-row { display: grid; gap: 1.6rem; grid-template-columns: 1fr; }
.step-card { position: relative; padding: 1.8rem 1.6rem; border-radius: var(--radius); background: var(--paper); border: 1px solid var(--line-light); }
.step-card .step-num {
  width: 42px; height: 42px; border-radius: 10px; background: var(--navy); color: var(--blue-soft);
  display: grid; place-items: center; font-weight: 800; font-size: 1.05rem; margin-bottom: 1.1rem;
}
.step-card h3 { font-size: 1.1rem; margin-bottom: 0.5rem; letter-spacing: -0.01em; }
.step-card p { color: var(--on-light-2); font-size: 0.96rem; }
.step-arrow { display: none; align-items: center; justify-content: center; color: var(--on-light-3); }
.step-arrow svg { width: 22px; height: 22px; }

/* =============================================================
   10. Agenda tu cita — Calendly
   ============================================================= */
.calendly-wrap { border-radius: var(--radius); overflow: hidden; border: 1px solid var(--line-light); background: var(--paper); }
/* ⚠️ ALTURA DEFINIDA, no min-height: Calendly le pone al iframe height:100%,
   y un 100% no resuelve contra min-height (no es una altura definida) — el
   iframe caía al default del navegador, 150px, y el calendario no se veía.
   Calendly gestiona su propio scroll interno dentro de esta caja. */
.calendly-inline-widget { width: 100%; height: 1040px; }
@media (min-width: 720px) { .calendly-inline-widget { height: 760px; } }
/* El iframe debe llenar la caja pase lo que pase */
.calendly-inline-widget iframe { width: 100% !important; height: 100% !important; border: 0; display: block; }
.calendly-fallback {
  padding: clamp(2rem, 5vw, 3.4rem); text-align: center;
  display: flex; flex-direction: column; align-items: center; gap: 1.1rem;
}
.calendly-fallback .icon { width: 56px; height: 56px; border-radius: 14px; background: var(--paper-3); color: var(--blue-deep); display: grid; place-items: center; }
.calendly-fallback .icon svg { width: 28px; height: 28px; }
.calendly-fallback h3 { font-size: 1.2rem; }
.calendly-fallback p { color: var(--on-light-2); max-width: 46ch; }

/* =============================================================
   11. Sobre tu asesor
   ============================================================= */
.about-grid { display: grid; gap: clamp(2.2rem, 5vw, 4rem); grid-template-columns: 1fr; align-items: start; }
.about-photo { border-radius: var(--radius); overflow: hidden; position: relative; border: 1px solid var(--line-dark); aspect-ratio: 4/3; }
.about-photo img { width: 100%; height: 100%; object-fit: cover; }
.about-photo::after { content: ""; position: absolute; inset: 0; background: radial-gradient(120% 90% at 100% 100%, rgba(45,127,249,0.22), transparent 55%); }
.about-name { font-size: clamp(1.5rem, 3vw, 2rem); margin-top: 1.4rem; }
.about-role { color: var(--blue-soft); font-weight: 600; font-size: 0.94rem; margin-top: 0.3rem; }
.about-license {
  display: inline-flex; align-items: center; gap: 0.5rem; margin-top: 0.9rem;
  font-size: 0.84rem; padding: 0.5rem 0.9rem; border-radius: 999px; border: 1px solid var(--line-dark); color: var(--on-dark-2);
}
.about-bio { color: var(--on-dark-2); font-size: 1.02rem; max-width: 56ch; margin-top: 1.3rem; }
.about-pills { display: flex; flex-wrap: wrap; gap: 0.55rem; margin-top: 1.5rem; }
.about-pills-label { width: 100%; font-size: 0.78rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--on-dark-3); margin-bottom: 0.2rem; }
.about-pills span {
  font-size: 0.82rem; padding: 0.42rem 0.85rem; border-radius: 999px; border: 1px solid var(--line-dark); color: var(--on-dark-2);
}

.testimonials { display: grid; gap: 1.1rem; grid-template-columns: 1fr; margin-top: clamp(2.6rem, 5vw, 3.8rem); }
.testimonial-card { border: 1px solid var(--line-dark); border-radius: var(--radius); padding: 1.5rem 1.4rem; background: var(--navy-2); }
.testimonial-card p { font-size: 0.98rem; color: var(--on-dark); margin-bottom: 1.1rem; }
.testimonial-who { display: flex; align-items: center; gap: 0.7rem; }
.testimonial-ava { width: 38px; height: 38px; border-radius: 999px; background: var(--blue); color: #fff; display: grid; place-items: center; font-weight: 700; font-size: 0.9rem; }
.testimonial-who b { font-size: 0.88rem; display: block; }
.testimonial-who span { font-size: 0.78rem; color: var(--on-dark-3); }

/* =============================================================
   12. FAQ
   ============================================================= */
.faq-list { display: grid; gap: 0; border-top: 1px solid var(--line-light); }
.faq-item { border-bottom: 1px solid var(--line-light); }
.faq-q {
  width: 100%; text-align: left; display: flex; align-items: center; justify-content: space-between; gap: 1rem;
  padding: 1.3rem 0; font-weight: 600; font-size: clamp(1rem, 2vw, 1.15rem); color: var(--on-light); letter-spacing: -0.01em;
}
.faq-icon { flex: none; width: 26px; height: 26px; position: relative; }
.faq-icon::before, .faq-icon::after { content: ""; position: absolute; background: var(--blue-deep); border-radius: 2px; left: 50%; top: 50%; transition: transform 0.3s var(--ease-out); }
.faq-icon::before { width: 14px; height: 2px; transform: translate(-50%,-50%); }
.faq-icon::after  { width: 2px; height: 14px; transform: translate(-50%,-50%); }
.faq-item.open .faq-icon::after { transform: translate(-50%,-50%) scaleY(0); }
.faq-a { overflow: hidden; height: 0; transition: height 0.35s var(--ease-out); }
.faq-a-inner { padding-bottom: 1.3rem; color: var(--on-light-2); max-width: 62ch; }

/* =============================================================
   13. Formulario opcional (Formspree)
   ============================================================= */
.lead-form-block { border: 1px solid var(--line-dark); border-radius: var(--radius); padding: clamp(1.6rem, 3vw, 2.2rem); background: var(--navy-2); margin-top: clamp(2.2rem, 5vw, 3.2rem); }
.lead-form-block h3 { font-size: 1.15rem; margin-bottom: 0.5rem; }
.lead-form-block p { color: var(--on-dark-2); font-size: 0.92rem; margin-bottom: 1.2rem; }
.lead-form { display: flex; flex-wrap: wrap; gap: 0.8rem; }
.lead-form input { flex: 1 1 240px; padding: 0.85rem 1.05rem; border-radius: var(--radius-sm); background: var(--navy); border: 1px solid var(--line-dark); color: var(--on-dark); font: inherit; }
.lead-form input::placeholder { color: var(--on-dark-3); }
.lead-form input:focus { border-color: var(--blue-soft); outline: none; }
.lead-form-hint { font-size: 0.78rem; color: var(--on-dark-3); margin-top: 0.7rem; }

/* =============================================================
   14. Footer
   ============================================================= */
.site-footer { background: var(--navy); color: var(--on-dark); padding-block: clamp(3rem, 6vw, 4.5rem) 2.2rem; }
.footer-top { display: grid; gap: 2.2rem; grid-template-columns: 1fr; margin-bottom: 2.6rem; }
.footer-brand .brand-mark { font-size: 1.5rem; margin-bottom: 1rem; }
.footer-brand p { color: var(--on-dark-2); max-width: 34ch; font-size: 0.95rem; }
.footer-col h4 { font-size: 0.76rem; letter-spacing: 0.15em; text-transform: uppercase; color: var(--on-dark-3); margin-bottom: 1rem; font-weight: 700; }
.footer-col a, .footer-col p { display: block; color: var(--on-dark-2); font-size: 0.95rem; margin-bottom: 0.65rem; transition: color 0.3s; }
.footer-col a:hover { color: var(--blue-soft); }
.footer-social { display: flex; gap: 0.6rem; margin-top: 0.3rem; }
.footer-social a { width: 40px; height: 40px; border-radius: 10px; border: 1px solid var(--line-dark); display: grid; place-items: center; margin: 0; transition: border-color 0.3s, color 0.3s, transform 0.3s var(--ease-out); }
.footer-social a:hover { border-color: var(--blue-soft); color: var(--blue-soft); transform: translateY(-3px); }
.footer-social svg { width: 18px; height: 18px; }
.footer-bottom { display: flex; flex-wrap: wrap; gap: 0.9rem; justify-content: space-between; align-items: center; padding-top: 1.8rem; border-top: 1px solid var(--line-dark); font-size: 0.82rem; color: var(--on-dark-3); }
.footer-links { display: flex; flex-wrap: wrap; gap: 1.2rem; }
.footer-links a { color: inherit; transition: color 0.3s var(--ease-out); }
.footer-links a:hover { color: var(--blue-soft); }

/* =============================================================
   15. WhatsApp flotante
   ============================================================= */
.wa-float {
  position: fixed; right: clamp(1rem, 3vw, 1.8rem); bottom: clamp(1rem, 3vw, 1.8rem); z-index: 90;
  width: 54px; height: 54px; border-radius: 999px; background: #25D366; color: #fff;
  display: grid; place-items: center; box-shadow: 0 14px 34px -12px rgba(37,211,102,0.6), 0 0 0 1px rgba(10,37,64,0.06);
  transition: transform 0.4s var(--ease-out); opacity: 0; transform: translateY(20px) scale(0.8); pointer-events: none;
}
.wa-float.show { opacity: 1; transform: translateY(0) scale(1); pointer-events: auto; }
.wa-float:hover { transform: translateY(-3px) scale(1.05); }
.wa-float svg { width: 26px; height: 26px; }

/* =============================================================
   16. Reveal on scroll
   ============================================================= */
.js .reveal { opacity: 0; transform: translateY(24px); transition: opacity 0.7s var(--ease-out), transform 0.7s var(--ease-out); }
.reveal.is-visible { opacity: 1; transform: none; }
.reveal[data-split] { opacity: 1; transform: none; }
.reveal-delay-1 { transition-delay: 0.08s; }
.reveal-delay-2 { transition-delay: 0.16s; }
.reveal-delay-3 { transition-delay: 0.24s; }

/* =============================================================
   17. Responsive
   ============================================================= */
@media (min-width: 620px) {
  .ramo-grid { grid-template-columns: 1fr 1fr; }
  .testimonials { grid-template-columns: 1fr 1fr; }
  .footer-top { grid-template-columns: 1.5fr 1fr 1fr; }
}
@media (min-width: 720px) {
  .header-wa { display: inline-flex; }
}
@media (min-width: 900px) {
  .hero-grid { grid-template-columns: 1.05fr 0.95fr; gap: 4rem; }
  .ramo-grid { grid-template-columns: repeat(4, 1fr); }
  .steps-row { grid-template-columns: 1fr auto 1fr auto 1fr; align-items: center; }
  .step-arrow { display: flex; }
  .about-grid { grid-template-columns: 0.85fr 1.15fr; }
  .testimonials { grid-template-columns: repeat(3, 1fr); }
}

/* =============================================================
   18. Reduced motion / touch
   ============================================================= */
@media (prefers-reduced-motion: reduce) {
  .hero-glow { animation: none; }
  .hero-cat .live { animation: none; }
}
@view-transition { navigation: auto; }
::view-transition-old(root), ::view-transition-new(root) { animation-duration: 0.4s; animation-timing-function: cubic-bezier(0.16,1,0.3,1); }

/* =============================================================
   19. Cursor personalizado ("Cotizar →" sobre las tarjetas de ramo)
   ============================================================= */
.cursor {
  position: fixed; top: 0; left: 0; pointer-events: none; z-index: 9998;
  display: none; opacity: 0; transition: opacity 0.25s var(--ease-out);
}
.cursor.is-ready { opacity: 1; }
@media (hover: hover) and (pointer: fine) { .cursor { display: block; } }
/* El puntero nativo solo se oculta si el cursor propio ya se pintó (clase que
   añade el JS tras el primer mousemove) — nunca dejamos al usuario sin cursor. */
.has-cursor, .has-cursor a, .has-cursor button, .has-cursor .ramo-card { cursor: none; }
/* En campos de formulario siempre gana el cursor nativo: escribir sin cursor de
   texto es desconcertante. */
.has-cursor input, .has-cursor select, .has-cursor textarea { cursor: auto; }
.cursor-dot, .cursor-ring {
  position: fixed; top: 0; left: 0; pointer-events: none; will-change: transform;
}
.cursor-dot { width: 6px; height: 6px; margin: -3px; background: var(--blue); border-radius: 50%; }
.cursor-ring {
  width: 34px; height: 34px; margin: -17px; border-radius: 999px;
  border: 1px solid rgba(45,127,249,0.55);
  display: flex; align-items: center; justify-content: center;
  transition: width 0.35s var(--ease-out), height 0.35s var(--ease-out), margin 0.35s var(--ease-out), background 0.35s var(--ease-out);
}
.cursor.is-interactive .cursor-ring { width: 46px; height: 46px; margin: -23px; background: rgba(45,127,249,0.08); }
.cursor-ring-label {
  font-size: 0.66rem; font-weight: 700; letter-spacing: 0.02em; color: var(--blue-deep);
  white-space: nowrap; opacity: 0; transform: scale(0.8); transition: opacity 0.25s var(--ease-out), transform 0.25s var(--ease-out);
}
.cursor.has-label .cursor-ring { width: auto; height: 38px; padding: 0 0.9rem; border-radius: 999px; background: var(--paper); box-shadow: 0 10px 24px -10px rgba(10,37,64,0.3); margin: -19px 0 0 -1px; }
.cursor.has-label .cursor-ring-label { opacity: 1; transform: scale(1); }
.cursor.has-label .cursor-dot { opacity: 0; }

/* =============================================================
   20. Modal de cotización rápida (multi-paso)
   ============================================================= */
html.quote-modal-open { overflow: clip; }
.quote-modal { position: fixed; inset: 0; z-index: 300; display: flex; align-items: flex-end; justify-content: center; }
/* Durante los ~320ms de la animación de cierre el overlay sigue existiendo:
   se marca como inerte para que no robe clics de la página.
   ⚠️ La condición es una clase que solo se pone AL CERRAR, nunca "si falta
   is-open": si se atara a is-open y esa clase no llegara a ponerse (p. ej.
   requestAnimationFrame no dispara en pestañas en segundo plano), el modal
   quedaría abierto pero sin recibir clics. */
.quote-modal.is-closing { pointer-events: none; }
@media (min-width: 620px) { .quote-modal { align-items: center; } }
.quote-modal-backdrop {
  position: absolute; inset: 0; background: rgba(10,37,64,0.55); backdrop-filter: blur(3px);
  opacity: 0; transition: opacity 0.3s var(--ease-out);
}
.quote-modal.is-open .quote-modal-backdrop { opacity: 1; }
.quote-modal-panel {
  position: relative; width: 100%; max-width: 560px; max-height: 92svh; overflow-y: auto;
  background: var(--paper); color: var(--on-light);
  border-radius: var(--radius) var(--radius) 0 0; padding: clamp(1.6rem, 4vw, 2.4rem);
  transform: translateY(24px); opacity: 0; transition: transform 0.38s var(--ease-soft), opacity 0.3s var(--ease-out);
}
@media (min-width: 620px) { .quote-modal-panel { border-radius: var(--radius); transform: translateY(16px) scale(0.98); } }
.quote-modal.is-open .quote-modal-panel { transform: translateY(0) scale(1); opacity: 1; }
.quote-modal-close {
  position: absolute; top: 1rem; right: 1rem; width: 36px; height: 36px; border-radius: 10px;
  display: grid; place-items: center; color: var(--on-light-2); transition: background 0.25s, color 0.25s;
}
.quote-modal-close:hover { background: var(--paper-3); color: var(--on-light); }
.quote-modal-close svg { width: 18px; height: 18px; }
.quote-modal-head { display: flex; align-items: center; gap: 0.7rem; padding-right: 2.5rem; margin-bottom: 1rem; }
.quote-modal-emoji { font-size: 1.6rem; }
.quote-modal-head h3 { font-family: var(--font-display); font-size: 1.3rem; }
.quote-progress { height: 4px; border-radius: 999px; background: var(--paper-3); overflow: hidden; margin-bottom: 0.6rem; }
.quote-progress span { display: block; height: 100%; background: var(--blue); border-radius: 999px; transition: width 0.4s var(--ease-out); width: 0%; }
.quote-step-label { font-size: 0.8rem; font-weight: 600; color: var(--on-light-2); margin-bottom: 1.4rem; }
.quote-fields { display: grid; gap: 1rem; margin-bottom: 0.6rem; }
.quote-consent { margin: 1rem 0 0.4rem; }
.quote-checkbox { display: flex; align-items: flex-start; gap: 0.65rem; font-size: 0.85rem; color: var(--on-light-2); cursor: pointer; }
.quote-checkbox input { margin-top: 0.2rem; width: 16px; height: 16px; accent-color: var(--blue); flex: none; }
.quote-checkbox a { color: var(--blue-deep); text-decoration: underline; }
.quote-nav { display: flex; justify-content: space-between; gap: 0.8rem; margin-top: 1.4rem; }
.quote-nav .btn { flex: 1; }
.quote-nav .btn:only-child { flex: 1; }
.quote-done { text-align: center; padding: 1.5rem 0.5rem; }
.quote-done-icon {
  width: 56px; height: 56px; border-radius: 999px; background: rgba(18,183,106,0.12); color: #12B76A;
  display: grid; place-items: center; margin: 0 auto 1rem;
}
.quote-done-icon svg { width: 26px; height: 26px; }
.quote-done h4 { font-family: var(--font-display); font-size: 1.15rem; margin-bottom: 0.5rem; }
.quote-done p { color: var(--on-light-2); font-size: 0.92rem; }
/* Vista previa del mensaje real que recibirá el asesor */
.quote-preview {
  text-align: left; margin: 1.1rem 0; padding: 1rem 1.1rem;
  background: var(--paper-2); border: 1px solid var(--line-light); border-radius: var(--radius-sm);
  font-family: ui-monospace, "SF Mono", Menlo, Consolas, monospace; font-size: 0.78rem; line-height: 1.65;
  color: var(--on-light-2); white-space: pre-wrap; word-break: break-word;
  max-height: 230px; overflow-y: auto;
}
.quote-done-actions { display: grid; gap: 0.6rem; }
.quote-done-actions .btn svg { width: 1.1em; height: 1.1em; }

/* Campos de formulario (compartidos: modal de cotización + estimador PPR) */
.field { display: flex; flex-direction: column; gap: 0.4rem; }
.field--full { grid-column: 1 / -1; }
.field label { font-size: 0.82rem; font-weight: 600; color: var(--on-light-2); }
.field input, .field select, .field textarea {
  font: inherit; padding: 0.8rem 0.95rem; border-radius: var(--radius-sm);
  border: 1px solid var(--line-light); background: var(--paper); color: var(--on-light);
  transition: border-color 0.25s var(--ease-out), box-shadow 0.25s var(--ease-out);
}
.field textarea { resize: vertical; min-height: 80px; }
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none; border-color: var(--blue); box-shadow: 0 0 0 3px rgba(45,127,249,0.16);
}
.field select { appearance: none; background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230A2540' stroke-width='2'><path d='M6 9l6 6 6-6'/></svg>"); background-repeat: no-repeat; background-position: right 0.85rem center; background-size: 16px; padding-right: 2.4rem; }

.field-opt { font-weight: 400; color: var(--on-light-3); }

/* Sliders de los simuladores */
.sim-controls input[type="range"] {
  appearance: none; -webkit-appearance: none;
  padding: 0; border: 0; background: transparent; width: 100%; height: 24px; cursor: pointer;
}
.sim-controls input[type="range"]:focus { outline: none; box-shadow: none; }
.sim-controls input[type="range"]::-webkit-slider-runnable-track {
  height: 5px; border-radius: 999px; background: var(--paper-3);
}
.sim-controls input[type="range"]::-moz-range-track { height: 5px; border-radius: 999px; background: var(--paper-3); }
.sim-controls input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none; width: 20px; height: 20px; border-radius: 999px; margin-top: -7.5px;
  background: var(--blue); border: 3px solid #fff; box-shadow: 0 2px 8px rgba(10,37,64,0.28);
  transition: transform 0.2s var(--ease-out);
}
.sim-controls input[type="range"]::-moz-range-thumb {
  width: 20px; height: 20px; border-radius: 999px;
  background: var(--blue); border: 3px solid #fff; box-shadow: 0 2px 8px rgba(10,37,64,0.28);
}
.sim-controls input[type="range"]:active::-webkit-slider-thumb { transform: scale(1.15); }
.sim-controls input[type="range"]:focus-visible::-webkit-slider-thumb { box-shadow: 0 0 0 4px rgba(45,127,249,0.28); }
.sim-controls output { color: var(--blue-deep); font-weight: 700; font-variant-numeric: tabular-nums; }

/* =============================================================
   21. Simuladores
   ============================================================= */
.sim { border: 1px solid var(--line-light); border-radius: var(--radius); background: var(--paper); overflow: hidden; }
.sim-tabs { display: flex; gap: 0.2rem; padding: 0.5rem; background: var(--paper-2); border-bottom: 1px solid var(--line-light); overflow-x: auto; }
.sim-tab {
  flex: 1 0 auto; white-space: nowrap; padding: 0.7rem 1.1rem; border-radius: 10px;
  font-size: 0.9rem; font-weight: 600; color: var(--on-light-2);
  transition: background 0.25s var(--ease-out), color 0.25s var(--ease-out), box-shadow 0.25s var(--ease-out);
}
.sim-tab:hover { color: var(--on-light); }
.sim-tab.is-active { background: var(--paper); color: var(--blue-deep); box-shadow: 0 2px 10px -4px rgba(10,37,64,0.3); }
.sim-panel { padding: clamp(1.4rem, 3.5vw, 2.2rem); }
.sim-grid { display: grid; gap: clamp(1.6rem, 4vw, 2.8rem); grid-template-columns: 1fr; align-items: start; }
.sim-controls { display: grid; gap: 1.25rem; align-content: start; }

.sim-results { display: grid; gap: 1.2rem; align-content: start; }
.sim-headline {
  border-radius: var(--radius); padding: 1.3rem 1.4rem;
  background: linear-gradient(160deg, var(--navy), var(--navy-3)); color: var(--on-dark);
}
.sim-headline-label { display: block; font-size: 0.78rem; letter-spacing: 0.12em; text-transform: uppercase; color: var(--on-dark-3); margin-bottom: 0.35rem; }
.sim-headline-value {
  display: block; font-family: var(--font-display); font-weight: 700;
  font-size: clamp(1.9rem, 5vw, 2.7rem); line-height: 1.05; color: #fff; font-variant-numeric: tabular-nums;
}
.sim-headline-sub { display: block; font-size: 0.86rem; color: var(--on-dark-2); margin-top: 0.4rem; }

.sim-chart-wrap { border: 1px solid var(--line-light); border-radius: var(--radius-sm); padding: 0.9rem 0.9rem 0.7rem; }
.sim-chart { width: 100%; height: 130px; display: block; overflow: visible; }
.sim-chart-legend { display: flex; flex-wrap: wrap; gap: 1rem; margin-top: 0.6rem; font-size: 0.76rem; color: var(--on-light-2); }
.sim-chart-legend i { display: inline-block; width: 14px; height: 3px; border-radius: 2px; margin-right: 0.35rem; vertical-align: middle; }
.sim-chart-legend .k-total { background: var(--blue); }
.sim-chart-legend .k-aportado { background: #94A9C4; }

.sim-kpis { display: grid; grid-template-columns: 1fr 1fr; gap: 0.7rem; }
.sim-kpis--2 { grid-template-columns: 1fr 1fr; }
.sim-kpi { border: 1px solid var(--line-light); border-radius: var(--radius-sm); padding: 0.85rem 0.95rem; }
.sim-kpi-label { display: block; font-size: 0.74rem; color: var(--on-light-3); margin-bottom: 0.2rem; }
.sim-kpi b { font-size: 1.05rem; font-variant-numeric: tabular-nums; letter-spacing: -0.01em; }
.sim-kpi b.is-positive { color: #12B76A; }

.sim-note { font-size: 0.82rem; color: var(--on-light-2); line-height: 1.55; }

.sim-actions { display: flex; flex-wrap: wrap; gap: 0.7rem; }
.sim-actions .btn { flex: 1 1 180px; }

/* Barras de factores (Auto) */
.sim-bars { display: grid; gap: 0.55rem; }
.sim-bar { display: grid; grid-template-columns: 1fr 90px 52px; align-items: center; gap: 0.7rem; font-size: 0.82rem; }
.sim-bar-label { color: var(--on-light-2); }
.sim-bar-track { height: 6px; border-radius: 999px; background: var(--paper-3); overflow: hidden; }
.sim-bar-track i { display: block; height: 100%; border-radius: 999px; background: #94A9C4; transition: width 0.4s var(--ease-out); }
.sim-bar.is-up .sim-bar-track i { background: #F0913A; }
.sim-bar.is-down .sim-bar-track i { background: #12B76A; }
.sim-bar-value { font-size: 0.74rem; font-weight: 600; color: var(--on-light-3); text-align: right; }
.sim-bar.is-up .sim-bar-value { color: #C2660F; }
.sim-bar.is-down .sim-bar-value { color: #0E8F55; }

/* Desglose por persona (GMM) */
.sim-people { display: grid; gap: 0.5rem; }
.sim-person { display: grid; grid-template-columns: 74px 1fr 84px; align-items: center; gap: 0.7rem; font-size: 0.83rem; }
.sim-person-age { color: var(--on-light-2); }
.sim-person-track { height: 8px; border-radius: 999px; background: var(--paper-3); overflow: hidden; }
.sim-person-track i { display: block; height: 100%; border-radius: 999px; background: var(--blue); transition: width 0.4s var(--ease-out); }
.sim-person-val { text-align: right; font-weight: 600; font-variant-numeric: tabular-nums; }

/* =============================================================
   22. Agenda integrada
   ============================================================= */
.agenda-box {
  display: grid; gap: clamp(1.6rem, 4vw, 2.6rem); grid-template-columns: 1fr; align-items: start;
  border: 1px solid var(--line-light); border-radius: var(--radius);
  background: var(--paper); padding: clamp(1.4rem, 3.5vw, 2.2rem);
}
/* Selector agenda propia / Calendly */
.agenda-switch {
  display: inline-flex; gap: 0.25rem; padding: 0.3rem; margin-bottom: 1.2rem;
  background: var(--paper); border: 1px solid var(--line-light); border-radius: 12px;
}
.agenda-switch-btn {
  padding: 0.6rem 1.2rem; border-radius: 9px; font-size: 0.88rem; font-weight: 600;
  color: var(--on-light-2); transition: background 0.25s var(--ease-out), color 0.25s var(--ease-out), box-shadow 0.25s var(--ease-out);
}
.agenda-switch-btn:hover { color: var(--on-light); }
.agenda-switch-btn.is-active { background: var(--blue); color: #fff; box-shadow: 0 6px 16px -8px rgba(45,127,249,0.8); }
.agenda-foot-note { font-size: 0.82rem; color: var(--on-light-2); padding: 0.9rem 1.1rem 0; }

/* min-width:0 en toda la cadena: sin esto, el carrusel de días (flex con
   overflow-x) ensancha su celda de grid y se sale del ancho del teléfono. */
.agenda-box > *, .agenda-steps, .agenda-block { min-width: 0; }
.agenda-steps { display: grid; gap: 1.7rem; }
.agenda-label { display: flex; align-items: center; gap: 0.6rem; font-weight: 700; font-size: 0.95rem; margin-bottom: 0.9rem; }
.agenda-label i {
  width: 24px; height: 24px; border-radius: 999px; background: var(--navy); color: #fff;
  display: grid; place-items: center; font-size: 0.76rem; font-style: normal; font-weight: 700; flex: none;
}

.agenda-modalidades { display: grid; gap: 0.6rem; grid-template-columns: 1fr; }
.agenda-mod {
  display: flex; align-items: center; gap: 0.8rem; text-align: left;
  border: 1px solid var(--line-light); border-radius: var(--radius-sm); padding: 0.85rem 1rem; background: var(--paper);
  transition: border-color 0.25s var(--ease-out), background 0.25s var(--ease-out), transform 0.25s var(--ease-out);
}
.agenda-mod:hover { border-color: rgba(45,127,249,0.5); transform: translateY(-2px); }
.agenda-mod.is-active { border-color: var(--blue); background: #EAF1FF; }
.agenda-mod-icon { width: 38px; height: 38px; border-radius: 10px; background: var(--paper-2); color: var(--blue-deep); display: grid; place-items: center; flex: none; }
.agenda-mod.is-active .agenda-mod-icon { background: var(--blue); color: #fff; }
.agenda-mod-icon svg { width: 19px; height: 19px; }
.agenda-mod-text b { display: block; font-size: 0.95rem; }
.agenda-mod-text span { font-size: 0.8rem; color: var(--on-light-2); }

.agenda-days { display: flex; gap: 0.5rem; overflow-x: auto; padding-bottom: 0.5rem; scroll-snap-type: x proximity; }
.agenda-day {
  flex: 0 0 auto; width: 62px; padding: 0.6rem 0.2rem; border-radius: var(--radius-sm);
  border: 1px solid var(--line-light); background: var(--paper); text-align: center; scroll-snap-align: start;
  transition: border-color 0.25s var(--ease-out), background 0.25s var(--ease-out), transform 0.25s var(--ease-out);
}
.agenda-day:hover { border-color: rgba(45,127,249,0.5); transform: translateY(-2px); }
.agenda-day.is-active { border-color: var(--blue); background: var(--blue); color: #fff; }
.agenda-day-dow { display: block; font-size: 0.7rem; text-transform: uppercase; letter-spacing: 0.06em; color: var(--on-light-3); }
.agenda-day.is-active .agenda-day-dow, .agenda-day.is-active .agenda-day-mon { color: rgba(255,255,255,0.8); }
.agenda-day-num { display: block; font-size: 1.25rem; font-weight: 700; line-height: 1.2; }
.agenda-day-mon { display: block; font-size: 0.7rem; color: var(--on-light-3); }

.agenda-slots { display: flex; flex-wrap: wrap; gap: 0.5rem; }
.agenda-slot {
  padding: 0.6rem 1rem; border-radius: var(--radius-sm); border: 1px solid var(--line-light);
  font-size: 0.9rem; font-weight: 600; background: var(--paper); position: relative;
  transition: border-color 0.25s var(--ease-out), background 0.25s var(--ease-out), transform 0.25s var(--ease-out);
}
.agenda-slot:hover:not(.is-taken) { border-color: rgba(45,127,249,0.5); transform: translateY(-2px); }
.agenda-slot.is-active { border-color: var(--blue); background: var(--blue); color: #fff; }
.agenda-slot.is-taken { opacity: 0.45; text-decoration: line-through; cursor: not-allowed; }
.agenda-slot-x { display: block; font-size: 0.62rem; font-weight: 500; text-decoration: none; color: var(--on-light-3); }
.agenda-hint { font-size: 0.86rem; color: var(--on-light-3); }

.agenda-summary { border: 1px solid var(--line-light); border-radius: var(--radius); padding: 1.4rem; background: var(--paper-2); }
.agenda-summary h3 { font-family: var(--font-display); font-size: 1.2rem; margin-bottom: 1rem; }
.agenda-summary-list { display: grid; gap: 0.5rem; margin-bottom: 1.3rem; }
.agenda-summary-list > div { display: flex; justify-content: space-between; gap: 1rem; font-size: 0.88rem; padding-bottom: 0.5rem; border-bottom: 1px dashed var(--line-light); }
.agenda-summary-list dt { color: var(--on-light-2); }
.agenda-summary-list dd { font-weight: 600; text-align: right; }
.agenda-form { display: grid; gap: 0.9rem; }
.agenda-form .quote-checkbox { margin-top: 0.2rem; }

.agenda-done { text-align: center; }
.agenda-done-icon { width: 52px; height: 52px; border-radius: 999px; background: rgba(18,183,106,0.12); color: #12B76A; display: grid; place-items: center; margin: 0 auto 0.9rem; }
.agenda-done-icon svg { width: 24px; height: 24px; }
.agenda-done h4 { font-family: var(--font-display); font-size: 1.2rem; margin-bottom: 0.4rem; }
.agenda-done p { font-size: 0.92rem; color: var(--on-light-2); margin-bottom: 1.2rem; }
.agenda-done-actions { display: grid; gap: 0.6rem; }

/* =============================================================
   23. Panel del asesor (panel.html)
   ============================================================= */
.panel-stats { display: grid; gap: 0.8rem; grid-template-columns: repeat(2, 1fr); margin-top: 2.2rem; }
.panel-stat { border: 1px solid var(--line-dark); border-radius: var(--radius-sm); padding: 1rem 1.1rem; }
.panel-stat b { display: block; font-size: 1.9rem; font-weight: 800; color: var(--blue-soft); line-height: 1.1; font-variant-numeric: tabular-nums; }
.panel-stat span { font-size: 0.8rem; color: var(--on-dark-2); }

.panel-toolbar { display: flex; flex-wrap: wrap; gap: 1rem; justify-content: space-between; align-items: center; margin-bottom: 1.8rem; }
.panel-filters { display: flex; gap: 0.35rem; background: var(--paper-2); padding: 0.3rem; border-radius: 10px; }
.panel-filter { padding: 0.55rem 1rem; border-radius: 8px; font-size: 0.86rem; font-weight: 600; color: var(--on-light-2); transition: background 0.25s, color 0.25s; }
.panel-filter.is-active { background: var(--paper); color: var(--blue-deep); box-shadow: 0 2px 8px -3px rgba(10,37,64,0.25); }
.panel-tools { display: flex; flex-wrap: wrap; gap: 0.5rem; }
.panel-tools .btn { padding: 0.6rem 1rem; font-size: 0.85rem; }

.panel-list { display: grid; gap: 1rem; }
.panel-card { border: 1px solid var(--line-light); border-radius: var(--radius); padding: 1.3rem 1.4rem; background: var(--paper); }
.panel-card-head { display: flex; align-items: center; gap: 0.8rem; margin-bottom: 0.9rem; }
.panel-card-emoji { font-size: 1.5rem; }
.panel-card-id b { display: block; font-size: 1.02rem; }
.panel-card-id span { font-size: 0.82rem; color: var(--on-light-2); }
.panel-card-date { margin-left: auto; font-size: 0.78rem; color: var(--on-light-3); white-space: nowrap; }
.panel-card-contact { display: flex; flex-wrap: wrap; gap: 0.9rem; font-size: 0.85rem; color: var(--on-light-2); margin-bottom: 0.8rem; }
.panel-chips { display: flex; flex-wrap: wrap; gap: 0.4rem; margin-bottom: 0.9rem; }
.panel-chip { font-size: 0.76rem; padding: 0.3rem 0.6rem; border-radius: 999px; background: var(--paper-2); color: var(--on-light-2); }
.panel-chip i { font-style: normal; color: var(--on-light-3); text-transform: capitalize; }
.panel-msg { margin-bottom: 1rem; }
.panel-msg summary { font-size: 0.83rem; font-weight: 600; color: var(--blue-deep); cursor: pointer; }
.panel-msg pre {
  margin-top: 0.7rem; font-family: ui-monospace, "SF Mono", Menlo, Consolas, monospace; font-size: 0.78rem;
  white-space: pre-wrap; word-break: break-word; background: var(--paper-2); padding: 0.9rem 1rem;
  border-radius: var(--radius-sm); color: var(--on-light-2); line-height: 1.6;
}
.panel-card-actions { display: flex; flex-wrap: wrap; gap: 0.5rem; }
.panel-card-actions .btn { padding: 0.65rem 1.1rem; font-size: 0.86rem; }

.panel-empty { text-align: center; padding: clamp(2.5rem, 8vw, 4.5rem) 1.5rem; border: 1px dashed var(--line-light); border-radius: var(--radius); }
.panel-empty span { font-size: 2.4rem; display: block; margin-bottom: 0.8rem; }
.panel-empty h3 { font-family: var(--font-display); font-size: 1.25rem; margin-bottom: 0.5rem; }
.panel-empty p { color: var(--on-light-2); max-width: 46ch; margin: 0 auto 1.5rem; font-size: 0.93rem; }

/* =============================================================
   24. Toast + barra móvil
   ============================================================= */
.toast {
  position: fixed; left: 50%; bottom: 1.5rem; transform: translate(-50%, 20px);
  z-index: 400; background: var(--navy); color: var(--on-dark);
  padding: 0.8rem 1.3rem; border-radius: 999px; font-size: 0.88rem; font-weight: 500;
  box-shadow: 0 18px 40px -18px rgba(10,37,64,0.7);
  opacity: 0; pointer-events: none; transition: opacity 0.3s var(--ease-out), transform 0.3s var(--ease-out);
  max-width: calc(100vw - 2rem); text-align: center;
}
.toast.is-visible { opacity: 1; transform: translate(-50%, 0); }

.mobile-bar {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 95;
  display: flex; gap: 0.6rem; padding: 0.7rem 1rem calc(0.7rem + env(safe-area-inset-bottom));
  background: rgba(255,255,255,0.95); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
  border-top: 1px solid var(--line-light);
}
.mobile-bar .btn { flex: 1; padding: 0.85rem 1rem; }
@media (min-width: 720px) { .mobile-bar { display: none; } }
@media (max-width: 719px) {
  body { padding-bottom: 74px; }
  .wa-float { bottom: calc(74px + 1rem); }
  .toast { bottom: calc(74px + 1rem); }
}

/* =============================================================
   25. Responsive de las secciones nuevas
   ============================================================= */
@media (min-width: 620px) {
  .agenda-modalidades { grid-template-columns: repeat(3, 1fr); }
  .agenda-mod { flex-direction: column; align-items: flex-start; gap: 0.6rem; }
  .panel-stats { grid-template-columns: repeat(4, 1fr); }
  .sim-kpis { grid-template-columns: repeat(4, 1fr); }
  .sim-kpis--2 { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 900px) {
  .sim-grid { grid-template-columns: 0.9fr 1.1fr; }
  .agenda-box { grid-template-columns: 1.15fr 0.85fr; }
}